Frequently Asked Questions
Helping You Navigate the Mortgage Process With Clarity and Confidence.
I help you find the right home loan. I assess your finances, compare loan options from multiple lenders, and guide you
through the application and closing process.
Typically, the lender pays me a commission after your loan
closes. This usually isn’t a direct cost to you, but I’ll clarify any potential fees upfront.
I offer more choices than a single bank, potentially finding you a better rate or loan type. I also provide personalized guidance throughout the entire process, saving you time and effort.
Let’s talk! We’ll discuss your finances and goals. Getting pre-approved is a key early step to know what you can afford.
It’s a conditional commitment from a lender for a specific
loan amount after they’ve verified your income and credit. It makes your offer on a home stronger.
It varies. Some loans require as little as 0-3% down, while others might need more. We’ll explore options based on your situation.
Requirements differ by loan type and lender. A higher score generally means better rates. We can review your credit and discuss options.
The interest rate is the cost of borrowing money. APR includes the interest rate plus other loan costs (like fees), giving a
fuller picture of your loan’s annual cost.
Main types include fixed-rate (rate stays the same) and adjustable-rate (rate can change). There are also government-
backed loans (FHA, VA). We’ll find what suits you best.
Usually, it takes a few weeks to a couple of months from application to closing, depending on various factors. I’ll
keep you updated throughout the process.
A Digital Experience
Pre-approvals are a great place to start determining your budget when it comes to buying a home. Easily apply online today.